Home Brokerage Comparisons TD Ameritrade vs E*TRADE (2026) — Historical Comparison & Current Alternatives

TD Ameritrade vs E*TRADE (2026) — Historical Comparison & Current Alternatives (2026)

TD Ameritrade vs E*TRADE (2026) — historical comparison and current alternatives. Note: TD Ameritrade has merged into Charles Schwab. E*TRADE (from Morgan Stanley) continues independently. Real fee data included.

✓ Real Data Only 🔗 Official Sources 📅 March 2026 ⚠️ Merger Note
⚠️

Important Update: TD Ameritrade was fully acquired by Charles Schwab and all accounts migrated to Schwab in 2023. TD Ameritrade no longer operates as an independent brokerage. If you're looking for a current alternative, see our Fidelity vs Schwab or Interactive Brokers vs Schwab comparisons. E*TRADE continues to operate independently as E*TRADE from Morgan Stanley.

Fee Comparison

Fee / Cost 🟩 TD Ameritrade 🔵 E*TRADE (from Morgan Stanley)
Stock Commission $0 (historical) $0
ETF Commission $0 (historical) $0
Options / Contract $0.65/contract (historical) $0.50 for 30+ trades/quarter; $0.65 otherwise
Account Minimum $0 (historical) $0
Broker-Assisted Trades $25 per trade (historical) $25 per trade
Margin Rate (Base) ~9.5% (historical) ~6.45%–13.95% (varies by balance; as of Q1 2026)
Mutual Funds $0 NTF; $49.99 for non-NTF (historical) 4,400+ no-load no-transaction-fee (NTF) mutual funds; $19.99 for non-NTF

Data as of March 2026. Verify current pricing at official brokerage websites. Sources: TD Ameritrade → Schwab Migration · Charles Schwab Acquired TD Ameritrade · E*TRADE Pricing · E*TRADE Mutual Funds · E*TRADE Core Portfolios

Feature Comparison

Feature 🟩 TD Ameritrade 🔵 E*TRADE (from Morgan Stanley)
Cryptocurrency No direct crypto (historical) No direct crypto trading
Futures Trading Yes — $2.25/contract plus exchange fees (historical) No futures trading
Forex Trading Yes — via thinkorswim (historical) No direct forex
Robo-Advisor Essential Portfolios (historical); now Schwab Intelligent Portfolios Core Portfolios — 0.30% annual; $500 minimum
Payment for Order Flow Yes (historical) Yes
Mobile App thinkorswim Mobile (now at Schwab) Yes (iOS & Android) + Power E*TRADE desktop platform
Account Types Migrated to Schwab account types Brokerage, IRA (Traditional/Roth/Rollover/SEP/SIMPLE/Beneficiary), custodial, trust, small business
Best For Active traders (historical); now fully migrated to Charles Schwab Options traders, beginners to intermediate investors, Morgan Stanley banking clients

🏆 Our Verdict

E*TRADE is the only currently-active independent broker between these two — TD Ameritrade completed its merger into Charles Schwab in 2023 and is no longer available. E*TRADE (from Morgan Stanley) remains a strong platform for options traders with Power E*TRADE, lower margin rates, and 4,400+ NTF mutual funds.

TD Ameritrade — Pros & Cons

✅ PROS

  • thinkorswim® platform (gold standard for active traders — now lives at Schwab)
  • Industry-leading educational content (Investools)
  • $0 commissions across stocks, ETFs, options
  • Excellent customer service

❌ CONS

  • No longer available as independent broker (merged into Schwab, 2023)
  • No direct crypto trading

E*TRADE (from Morgan Stanley) — Pros & Cons

✅ PROS

  • Power E*TRADE platform — advanced options tools
  • Options commission discount for active traders ($0.50 for 30+ trades/quarter)
  • Large NTF mutual fund selection (4,400+)
  • Lower margin rates than Schwab (~6.45% vs 11.25%)
  • Morgan Stanley research access

❌ CONS

  • No direct crypto trading
  • No futures or forex
  • $19.99 for non-NTF mutual funds
  • Core Portfolios robo-advisor charges 0.30% (higher than Schwab's 0%)

Frequently Asked Questions

Is TD Ameritrade still available?
No. TD Ameritrade was fully acquired by Charles Schwab, and all TD Ameritrade accounts were migrated to Schwab in 2023. The TD Ameritrade brand and platform are no longer available. If you're looking for an alternative, Schwab now operates the thinkorswim® platform that TD Ameritrade was known for.
What happened to thinkorswim after the Schwab acquisition?
The thinkorswim® trading platform — TD Ameritrade's signature tool for active traders — is now available at Charles Schwab. Existing TD Ameritrade accounts were moved to Schwab with thinkorswim access intact.
What does E*TRADE charge for options?
E*TRADE charges $0.65 per options contract, reduced to $0.50 per contract for customers who make 30+ trades per quarter. This tiered pricing makes E*TRADE advantageous for active options traders.
Is E*TRADE safe now that it's part of Morgan Stanley?
Yes. E*TRADE from Morgan Stanley is a FINRA-member, SEC-registered broker-dealer. Morgan Stanley completed its acquisition of E*TRADE in 2020. SIPC protects securities accounts up to $500,000.

Data Sources & Confidence

All data on this page is sourced directly from official brokerage websites and SEC/FINRA disclosures. We do not fabricate pricing, invent features, or make up statistics.

Sources Used:

Data as of March 2026. Fees and features change — always verify at the official brokerage website before making decisions. This comparison is for informational purposes only. See our AI Disclaimer and Terms of Service.

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