Enter your holdings and get a full health score in 60 seconds. Diversification grade, sector risk, fee drag, and a prioritized rebalancing plan — all free, instant, and built by FinanceStackHub.
A quick, quantitative snapshot of how your investment portfolio is performing against key benchmarks — before small problems become expensive ones.
A portfolio health check is a systematic analysis of your investment holdings that evaluates five core dimensions: diversification, sector concentration, risk-adjusted returns, fee drag, and rebalancing drift. Think of it as a physical exam for your money — it catches problems early, when they're still cheap to fix.
Unlike a full financial plan (which takes hours and costs hundreds of dollars), a health check is fast, automated, and quantitative. It gives you a score you can track over time — so you know whether your portfolio is getting healthier or quietly drifting into dangerous territory.
The difference between a 70/100 portfolio and an 85/100 portfolio, compounded over 20 years, can be hundreds of thousands of dollars. Most investors never check. Now you can — in 60 seconds, for free.
Four dimensions. Scored against real benchmarks. Each one tells you something the others can't.
Measures how spread your holdings are across asset classes, geographies, and market caps. Over-concentration in one area amplifies volatility without improving expected returns.
Identifies when you're over-exposed to any single sector — tech, financials, energy. Heavy sector tilts create hidden correlation risk that only surfaces in downturns.
Compares your portfolio's Sharpe ratio and volatility against benchmark indices. Are you being compensated for the risk you're taking — or just taking the risk?
Calculates your blended expense ratio and projects the cumulative cost over 10, 20, and 30 years. Even 0.5% annual fees can cost $50,000+ on a $200k portfolio over two decades.
Shows how far your actual allocation has drifted from your target and generates specific buy/sell suggestions to bring it back into balance — sorted by impact.
A plain-English summary of your portfolio's biggest risks and top 3 actions to take this week — ranked by estimated impact on your long-term outcome.
Three steps. Under 60 seconds total.
Type in your tickers and allocation percentages. No brokerage login, no account sync. Just the data — you control what you share.
Our AI scores diversification, concentration, fees, and drift against real benchmarks — instantly, with no waiting for a human advisor to review.
See your health score, dimension grades, and specific steps to fix the highest-impact issues — sorted so you know exactly what to do first.
The questions investors actually search for — answered clearly, without the jargon.
Market pulse, stock spotlights, and actionable frameworks — delivered every week.
No spam · Unsubscribe anytime · View all issues →