Active

opportunity score

Jacksonville, FL Market Report

Northeast Florida financial and logistics hub with strong military presence and low cost of doing business.

1.7M

Metro Population

+2.1%

Annual Growth

690

Listed Businesses

$420K

Median Asking Price

🏙️ Market Overview

1.7M metro

Population · +2.1%/yr growth

Top Industries:
• Financial Services
• Logistics
• Healthcare

📊 Acquisition Activity

690

businesses listed for sale

Avg. time on market: 4.0 months

Median asking price: $420K

Price range: $160K – $3.2M

1,750 active buyers

🏦 SBA Lending Snapshot — Jacksonville

24%

7(a) Approval Rate

$505K

Avg. Loan Size

Top Lenders

Ameris Bank · Atlantic Union Bank · Seacoast Bank

SBA Performance: Good — banking and logistics sectors create stable deal flow

📈 Business Valuation Multiples — Jacksonville

Industry	SDE Multiple	EBITDA Multiple	Notes
Restaurant (FSR)	2.0x–2.8x	4.5x–6.0x	Beach towns and military base drive dining demand; diverse market
HVAC / Plumbing	2.5x–3.3x	5.4x–6.7x	Humid climate; military housing maintenance; growing suburbs
Dental	2.8x–3.6x	6.1x–7.6x	Growing suburban population; strong insurance base
E-Commerce	1.8x–2.6x	4.1x–5.5x	Port Jacksonville expanding; logistics e-commerce active
Landscaping	2.0x–2.8x	5.0x–6.2x	Year-round growing season; beach commercial landscaping
Professional Services	2.4x–3.2x	5.3x–6.6x	Banking sector spillover; NavyFederal credit union creates demand

SDE = Seller's Discretionary Earnings (cash flow to owner). EBITDA = Earnings Before Interest, Tax, Depreciation, Amortization. Multiples based on comparable transactions and market data.

🔍 Top Industries — Jacksonville

🏦 Financial Services High

SDE 2.6x–3.4x SDE/EBITDA

JP Morgan, Bank of America, and NavyFederal operations. Insurance agencies, wealth management, and financial planning businesses active. Retirement transition creating acquisition opportunities.

🚢 Logistics & Maritime Active

SDE 2.3x–3.1x SDE/EBITDA

Port Jacksonville expanding. Maritime services, freight brokerage, and logistics companies in demand. Strong connection to JAXPORT cargo growth. Military contractor supply chain also active.

🏥 Healthcare Services Active

SDE 2.7x–3.5x SDE/EBITDA

Mayo Clinic Jacksonville expansion driving healthcare M&A. Baptist Health and Ascension also active. Medical billing and home health businesses most sought.

💼 Recent Notable Deals — Jacksonville

$450K

SBA 7(a)

Insurance Agency (Baymeadows)

2.9x SDE — commercial lines focus; $155K SDE · 2025

$380K

SBA 7(a)

Freight Brokerage (Port area)

2.7x SDE — JAXPORT connections; $140K SDE · 2025

$320K

Conventional

Home Health Agency

2.8x SDE — Mayo Clinic referral network · 2024

📈 Growth Signals

Mayo Clinic Jacksonville $300M+ expansion underway
Port Jacksonville: $100M+ expansion completed
NavyFederal Credit Union: 100K+ members in Jacksonville
Lowest cost of living among Florida metros; attracting relocations

⚠️ Key Risks

Hurricane exposure — Jacksonville flood risk management needed
Smaller banking sector vs Jacksonville or Miami
Limited tech ecosystem limits high-multiple acquisitions

🎯 12-Month Acquisition Outlook — Jacksonville