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Cost of Living in North Dakota 2026

North Dakota cost of living index: 100 (0% below the national average). North Dakota has state income tax (top rate: 2.90%). Data as of January 2026.

📣 North Dakota at a Glance

100
Cost Index
(nat'l=100)
2.90%
State Income Tax
(Top Rate)
1,000
Median Monthly Rent

ⓘ Public Data Source: Missouri Economic Research and Information Center. Data as of January 2026.

📊 Cost of Living Breakdown

CategoryNorth DakotaNational AvgDifference
Overall Cost Index 100 100 -0%
State Income Tax 2.90% 5% (avg) Average
Median Rent $1,000/mo $1,200/mo (avg) -17%

🏢 Major Metro Areas in North Dakota

Cost of living varies significantly between metro areas within North Dakota. Major cities typically have higher housing costs.

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Frequently Asked Questions

What is the cost of living in North Dakota in 2026?
North Dakota has a cost of living index of 100 compared to the national average of 100. North Dakota is 0% more affordable than the national average. Housing, groceries, utilities, transportation, and healthcare costs all factor into this index.
Is North Dakota expensive to live in?
North Dakota is more affordable than the national average. Residents typically pay less across most cost categories compared to most other states. The biggest driver of cost variation is housing prices in metropolitan areas.
How does North Dakota's cost of living compare to other states?
North Dakota's cost of living index of 100 compares to an average state around 100, meaning North Dakota is notably more affordable than most other states. The most significant differences are in housing costs and state income taxes.
Does North Dakota have a state income tax?
North Dakota has a state income tax with rates up to 2.90%. State income tax is withheld from every paycheck.
What's the average salary needed to live comfortably in North Dakota?
To live comfortably in North Dakota (covering housing, food, transportation, healthcare, and modest savings), a single adult typically needs $55,000-$85,000/year. A family of four generally needs $90,000-$150,000/year depending on location and lifestyle. These estimates assume renting a modest apartment or owning a median-priced home.

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