North Dakota Data

1.22% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.72
median rent
1000

Nearby States

AlabamaAlaskaArizonaArkansas

North Dakota Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹North Dakota
StateSavings Rates (APY)vs National
→ North DakotaRank #34 / 50-NaN%
→ North Dakota$800-$2,000-NaN%
→ North Dakota$150-$250/hr-NaN%
→ North Dakota2.90%-42.0%
→ North Dakota4.90%-2.0%
→ North Dakota1.22% APY+1.7%
→ North Dakota$150–$350-NaN%

Frequently Asked Questions

What are North Dakota savings rates in 2026?
North Dakota savings rates are currently 1.22% APY as of January 2026. The national average is 1.2% APY. North Dakota is above the national average.
How do North Dakota savings rates compare to other states?
North Dakota savings rates of 1.22% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in North Dakota?
Online banks and credit unions in North Dakota typically offer rates well above the branch average of 1.22% APY.

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