:root { /* Brand */ --navy: #0a1628; --dark-blue: #0f2140; --mid-blue: #1a365d; --accent-green: #00d4aa; --accent-green-dim: #00b89a; --light-green: #ccfbef; --brand-accent: #6366f1; /* Grays */ --gray-50: #f8fafc; --gray-100: #f1f5f9; --gray-200: #e2e8f0; --gray-300: #cbd5e1; --gray-400: #94a3b8; --gray-500: #64748b; --gray-600: #475569; --gray-700: #334155; --gray-800: #1e293b; --gray-900: #0f172a; --white: #ffffff; /* Semantic */ --red: #ef4444; --red-light: #fee2e2; --green-light: #d1fae5; --amber: #f59e0b; --amber-light: #fef3c7; --blue: #3b82f6; --blue-light: #dbeafe; /* Shadows */ --shadow-xs: 0 1px 3px rgba(10,22,40,0.06); --shadow-sm: 0 2px 8px rgba(10,22,40,0.08); --shadow-md: 0 4px 20px rgba(10,22,40,0.10); --shadow-lg: 0 8px 32px rgba(10,22,40,0.12); /* Radius */ --radius-sm: 6px; --radius-md: 10px; --radius-lg: 14px; --radius-xl: 20px; } * { margin: 0; padding: 0; box-sizing: border-box; } body { font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif; color: var(--gray-800); background: var(--white); -webkit-font-smoothing: antialiased; line-height: 1.6; } /* ── NAV ── */ nav { position: fixed; top: 0; left: 0; right: 0; z-index: 100; background: rgba(255,255,255,0.95); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); border-bottom: 1px solid var(--gray-200); padding: 0 2rem; height: 64px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; } .nav-logo { font-family: 'Space Grotesk', sans-serif; font-weight: 700; font-size: 1.2rem; color: var(--navy); text-decoration: none; display: flex; align-items: center; gap: 0.5rem; flex-shrink: 0; } .nav-logo-icon { width: 32px; height: 32px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; } .nav-logo-icon svg { width: 32px; height: 32px; display: block; } .nav-links { display: flex; gap: 1.5rem; list-style: none; align-items: center; flex-wrap: nowrap; } .nav-links a { font-size: 0.8375rem; font-weight: 500; color: var(--gray-600); text-decoration: none; transition: color 0.15s; white-space: nowrap; } .nav-links a:hover { color: var(--navy); } .nav-links a.active { color: var(--navy); font-weight: 600; } .nav-cta { background: var(--navy); color: var(--accent-green) !important; padding: 0.375rem 0.875rem; border-radius: 7px; font-weight: 600 !important; font-size: 0.8125rem !important; transition: background 0.15s !important; white-space: nowrap; } .nav-cta:hover { background: var(--dark-blue) !important; color: var(--accent-green) !important; } /* Legacy alias */ .nav-advisors-link { background: var(--navy); color: var(--accent-green) !important; padding: 0.375rem 0.875rem; border-radius: 7px; font-weight: 600 !important; font-size: 0.8125rem !important; transition: background 0.15s !important; } .nav-advisors-link:hover { background: var(--dark-blue) !important; } .nav-mobile-btn { display: none; background: none; border: 1.5px solid var(--gray-200); border-radius: 7px; width: 36px; height: 36px; cursor: pointer; align-items: center; justify-content: center; flex-shrink: 0; color: var(--navy); } .nav-mobile-btn svg { display: block; } .nav-new-badge { display: inline-block; font-size: 0.55rem; font-weight: 800; padding: 0.1rem 0.35rem; border-radius: 3px; background: var(--accent-green); color: #fff; vertical-align: middle; margin-left: 0.2rem; letter-spacing: 0.04em; } /* ── LAYOUT ── */ .container { max-width: 1200px; margin: 0 auto; padding: 0 2rem; } .page-header { padding: 7rem 0 3rem; } .page-wrap { max-width: 1200px; margin: 0 auto; padding: 7rem 2rem 4rem; } /* ── BREADCRUMB ── */ .breadcrumb { display: flex; align-items: center; gap: 0.4rem; font-size: 0.78rem; color: var(--gray-500); margin-bottom: 1.25rem; } .breadcrumb a { color: var(--gray-500); text-decoration: none; } .breadcrumb a:hover { color: var(--accent-green); } .breadcrumb span { color: var(--gray-400); } /* ── PAGE TYPOGRAPHY ── */ .page-label { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--accent-green); margin-bottom: 0.6rem; } .page-title { font-family: 'Space Grotesk', sans-serif; font-size: 2.75rem; font-weight: 700; color: var(--navy); line-height: 1.12; letter-spacing: -0.025em; margin-bottom: 1rem; } .page-subtitle { font-size: 1.05rem; color: var(--gray-500); line-height: 1.75; max-width: 620px; } /* ── SECTION ── */ .section { padding: 3rem 0; border-top: 1px solid var(--gray-100); } .section-label { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--accent-green); margin-bottom: 0.5rem; } .section-title { font-family: 'Space Grotesk', sans-serif; font-size: 1.35rem; font-weight: 700; color: var(--navy); margin-bottom: 1.5rem; letter-spacing: -0.01em; } .section-subtitle { font-size: 0.95rem; color: var(--gray-500); margin-bottom: 2rem; line-height: 1.7; max-width: 560px; } /* ── CARDS ── */ .card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; } .card-hover { transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s; } .card-hover:hover { border-color: var(--accent-green); box-shadow: var(--shadow-md); transform: translateY(-2px); } .card-body { padding: 1.5rem; } /* ── BUTTONS ── */ .btn { display: inline-flex; align-items: center; gap: 0.4rem; padding: 0.625rem 1.25rem; border-radius: 8px; font-size: 0.875rem; font-weight: 600; font-family: inherit; cursor: pointer; border: none; transition: all 0.15s; text-decoration: none; white-space: nowrap; line-height: 1; } .btn-primary { background: var(--navy); color: var(--accent-green); } .btn-primary:hover { background: var(--dark-blue); } .btn-green { background: var(--accent-green); color: var(--white); } .btn-green:hover { background: var(--accent-green-dim); } .btn-outline { background: var(--white); color: var(--navy); border: 1.5px solid var(--gray-200); } .btn-outline:hover { border-color: var(--navy); background: var(--gray-50); } .btn-ghost { background: var(--gray-100); color: var(--gray-700); } .btn-ghost:hover { background: var(--gray-200); } .btn-danger { background: var(--red-light); color: var(--red); } .btn-danger:hover { background: #fecaca; } .btn-sm { padding: 0.375rem 0.75rem; font-size: 0.8rem; border-radius: 6px; } .btn-lg { padding: 0.8rem 1.75rem; font-size: 1rem; border-radius: 10px; } /* ── BADGES ── */ .badge { display: inline-block; padding: 0.2rem 0.625rem; border-radius: 100px; font-size: 0.72rem; font-weight: 600; line-height: 1.4; } .badge-green { background: var(--green-light); color: #065f46; } .badge-red { background: var(--red-light); color: #991b1b; } .badge-blue { background: var(--blue-light); color: #1d4ed8; } .badge-amber { background: var(--amber-light); color: #92400e; } .badge-gray { background: var(--gray-100); color: var(--gray-600); } .badge-navy { background: var(--navy); color: var(--accent-green); } /* ── STAT CARDS ── */ .stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-bottom: 2rem; } .stat-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 1.25rem 1.5rem; } .stat-label { font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); margin-bottom: 0.5rem; } .stat-value { font-family: 'Space Grotesk', sans-serif; font-size: 1.75rem; font-weight: 700; color: var(--navy); line-height: 1; } .stat-value.green { color: var(--accent-green); } .stat-value.red { color: var(--red); } .stat-sub { font-size: 0.75rem; color: var(--gray-400); margin-top: 0.35rem; } /* ── DATA TABLE ── */ .data-table { width: 100%; border-collapse: collapse; font-size: 0.875rem; } .data-table th { text-align: left; padding: 0.75rem 1rem; font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); border-bottom: 2px solid var(--gray-200); background: var(--gray-50); } .data-table td { padding: 0.9rem 1rem; border-bottom: 1px solid var(--gray-100); color: var(--gray-700); vertical-align: middle; } .data-table tr:last-child td { border-bottom: none; } .data-table tr:hover td { background: var(--gray-50); } .data-table .ticker-col { font-family: 'Space Grotesk', sans-serif; font-weight: 700; color: var(--navy); font-size: 0.9rem; } .risks-table { width: 100%; border-collapse: collapse; font-size: 0.9rem; } .risks-table th { text-align: left; padding: 0.75rem 1rem; font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); border-bottom: 2px solid var(--gray-200); background: var(--gray-50); } .risks-table td { padding: 0.9rem 1rem; border-bottom: 1px solid var(--gray-100); vertical-align: top; color: var(--gray-700); line-height: 1.6; } .risks-table td:first-child { font-weight: 600; color: var(--navy); white-space: nowrap; } .risks-table tr:last-child td { border-bottom: none; } .risks-table tr:hover td { background: var(--gray-50); } /* ── FORMS ── */ .form-group { margin-bottom: 1.1rem; } .form-label { display: block; font-size: 0.8rem; font-weight: 600; color: var(--gray-600); margin-bottom: 0.4rem; } .form-input, .form-select, .form-textarea { width: 100%; padding: 0.65rem 0.9rem; border: 1.5px solid var(--gray-200); border-radius: 8px; font-size: 0.875rem; font-family: inherit; color: var(--gray-800); background: var(--white); transition: border-color 0.15s, box-shadow 0.15s; -webkit-appearance: none; } .form-input:focus, .form-select:focus, .form-textarea:focus { outline: none; border-color: var(--accent-green); box-shadow: 0 0 0 3px rgba(16,185,129,0.1); } .form-textarea { resize: vertical; min-height: 80px; } .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; } .form-actions { display: flex; gap: 0.75rem; justify-content: flex-end; margin-top: 1.5rem; } /* ── EMPTY STATE ── */ .empty-state { text-align: center; padding: 4rem 2rem; } .empty-icon { font-size: 2.5rem; margin-bottom: 1rem; opacity: 0.5; } .empty-title { font-family: 'Space Grotesk', sans-serif; font-size: 1.2rem; font-weight: 700; color: var(--navy); margin-bottom: 0.5rem; } .empty-text { font-size: 0.9rem; color: var(--gray-400); margin-bottom: 1.5rem; line-height: 1.6; } /* ── SUB NAV ── */ .sub-nav { display: flex; gap: 0.25rem; margin-bottom: 2rem; border-bottom: 1px solid var(--gray-200); } .sub-nav a { padding: 0.65rem 1.25rem; font-size: 0.875rem; font-weight: 500; color: var(--gray-500); text-decoration: none; border-bottom: 2px solid transparent; margin-bottom: -1px; transition: all 0.15s; } .sub-nav a:hover { color: var(--navy); } .sub-nav a.active { color: var(--navy); font-weight: 600; border-bottom-color: var(--accent-green); } /* ── MODAL ── */ .modal-overlay { display: none; position: fixed; inset: 0; background: rgba(0,0,0,0.4); z-index: 200; align-items: center; justify-content: center; backdrop-filter: blur(4px); } .modal-overlay.open { display: flex; } .modal { background: var(--white); border-radius: var(--radius-xl); padding: 2rem; width: 100%; max-width: 520px; max-height: 90vh; overflow-y: auto; box-shadow: var(--shadow-lg); } .modal-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.5rem; } .modal-title { font-family: 'Space Grotesk', sans-serif; font-size: 1.25rem; font-weight: 700; color: var(--navy); } .modal-close { background: none; border: none; font-size: 1.5rem; cursor: pointer; color: var(--gray-400); line-height: 1; padding: 0; } .modal-close:hover { color: var(--gray-700); } /* ── FOOTER ── */ footer { background: var(--navy); color: var(--gray-400); padding: 3.5rem 2rem 2rem; margin-top: 5rem; } .footer-inner { max-width: 1200px; margin: 0 auto; } .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 3rem; padding-bottom: 2.5rem; border-bottom: 1px solid rgba(255,255,255,0.08); margin-bottom: 2rem; } .footer-brand .footer-logo { font-family: 'Space Grotesk', sans-serif; font-weight: 700; font-size: 1.1rem; color: var(--white); text-decoration: none; display: flex; align-items: center; gap: 0.5rem; margin-bottom: 0.875rem; } .footer-brand .footer-logo-icon { width: 28px; height: 28px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; } .footer-brand .footer-logo-icon svg { width: 28px; height: 28px; display: block; } .footer-brand p { font-size: 0.82rem; color: var(--gray-500); line-height: 1.7; max-width: 240px; } .footer-col-title { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400); margin-bottom: 1rem; } .footer-links { list-style: none; display: flex; flex-direction: column; gap: 0.5rem; } .footer-links a { font-size: 0.82rem; color: var(--gray-500); text-decoration: none; transition: color 0.15s; } .footer-links a:hover { color: var(--accent-green); } .footer-bottom { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 0.75rem; } .footer-bottom p { font-size: 0.78rem; color: var(--gray-600); } .footer-legal { display: flex; gap: 1.25rem; } .footer-legal a { font-size: 0.78rem; color: var(--gray-600); text-decoration: none; transition: color 0.15s; } .footer-legal a:hover { color: var(--gray-400); } /* ── RESPONSIVE ── */ @media (max-width: 1100px) { .nav-links { gap: 1rem; } .footer-grid { grid-template-columns: 1fr 1fr 1fr; } .footer-brand { grid-column: 1 / -1; } .stat-grid { grid-template-columns: repeat(2, 1fr); } } @media (max-width: 900px) { .nav-links { display: none; } .nav-links.open { display: flex; flex-direction: column; position: absolute; top: 64px; left: 0; right: 0; background: var(--white); border-bottom: 1px solid var(--gray-200); padding: 1rem 2rem; gap: 0.25rem; box-shadow: var(--shadow-md); z-index: 99; } .nav-links.open li { width: 100%; } .nav-links.open a { display: block; padding: 0.5rem 0; font-size: 0.9rem; } .nav-mobile-btn { display: flex; } .page-title { font-size: 2.1rem; } .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; } } @media (max-width: 600px) { .page-title { font-size: 1.75rem; } .stat-grid { grid-template-columns: 1fr 1fr; } .footer-grid { grid-template-columns: 1fr; gap: 1.5rem; } .footer-bottom { flex-direction: column; align-items: flex-start; gap: 0.5rem; } .form-row { grid-template-columns: 1fr; } } /* ── Data Freshness Badge ─────────────────────────────────────────── */ .dfb-badge { display: inline-flex; align-items: center; gap: 0.35rem; padding: 0.22rem 0.7rem; border-radius: 100px; font-size: 0.72rem; font-weight: 600; cursor: pointer; user-select: none; transition: opacity 0.15s; border: 1px solid; position: relative; text-decoration: none; } .dfb-loading { background:rgba(100,116,139,0.1); border-color:rgba(100,116,139,0.2); color:#64748b; } .dfb-green { background:rgba(16,185,129,0.12); border-color:rgba(16,185,129,0.3); color:#10b981; } .dfb-yellow { background:rgba(245,158,11,0.1); border-color:rgba(245,158,11,0.3); color:#f59e0b; } .dfb-red { background:rgba(239,68,68,0.1); border-color:rgba(239,68,68,0.3); color:#ef4444; } .dfb-dot { width:7px; height:7px; border-radius:50%; background:currentColor; flex-shrink:0; } .dfb-loading .dfb-dot { animation: dfb-pulse 1.5s ease-in-out infinite; } @keyframes dfb-pulse { 0%,100%{opacity:0.3} 50%{opacity:1} } .dfb-tooltip { position:absolute; top:calc(100% + 8px); left:50%; transform:translateX(-50%); background:#0a1628; border:1px solid rgba(255,255,255,0.13); border-radius:10px; padding:0.75rem 0.875rem; min-width:270px; max-width:340px; z-index:9999; box-shadow:0 8px 32px rgba(0,0,0,0.5); text-align:left; white-space:normal; pointer-events:none; } .dfb-tooltip.dfb-tip-open { pointer-events:auto; } .dfb-tooltip.dfb-hidden { display:none; } .dfb-tip-head { font-size:0.7rem; font-weight:700; color:#94a3b8; text-transform:uppercase; letter-spacing:0.07em; margin-bottom:0.5rem; } .dfb-tip-row { display:flex; justify-content:space-between; align-items:center; padding:0.2rem 0; font-size:0.75rem; color:#e2e8f0; gap:0.5rem; border-bottom:1px solid rgba(255,255,255,0.06); } .dfb-tip-row:last-of-type { border-bottom:none; } .dfb-tip-meta { color:#64748b; font-size:0.69rem; white-space:nowrap; } .dfb-tip-footer { margin-top:0.6rem; padding-top:0.5rem; border-top:1px solid rgba(255,255,255,0.08); } .dfb-tip-footer a { color:#10b981; font-size:0.75rem; text-decoration:none; font-weight:600; } .dfb-stale-notice { display:none; margin-top:0.75rem; padding:0.6rem 0.875rem; background:rgba(239,68,68,0.06); border:1px solid rgba(239,68,68,0.2); border-radius:8px; font-size:0.8rem; color:#ef4444; line-height:1.5; } .dfb-stale-notice a { color:#ef4444; font-weight:600; }

💰 Best Small Business Lending Platforms

Compare the top small business lending platforms for term loans, lines of credit, SBA loans, and invoice financing. Real rates, approval speeds, and requirements.

✓ Verified Data SBA.govFDIC.govFederal Reserve (SSBF)NerdWalletForbes Advisor
Editor's Verdict
Lendio is the best starting point — it's a marketplace that matches you with multiple lenders in one application. For pure line-of-credit access, Bluevine offers the most transparent pricing. Avoid merchant cash advances entirely if you can.
Platform Pricing Products / Types Lender / Network Verdict Link
🏦 Lendio
Loan marketplace (multiple lenders)
 Varies by lender SBA, term, LOC, equipment, invoice 75+ lenders ⭐ Best Marketplace Visit ↗
💙 Bluevine
Business line of credit
 6.2%–78% APR Line of credit, checking Direct ⭐ Best LOC Visit ↗
📦 Fundbox
Fast LOC + invoice financing
 4.66%–8.99% per draw Line of credit, invoice financing Direct Best for Invoice Financing Visit ↗
⚡ OnDeck
Fast term loan approval
 29.9%–97.3% APR Term loan, LOC Direct Best for Speed Visit ↗
🧠 SmartBiz
SBA 7(a) loans online
 6.5%–10.5% APR SBA 7(a), SBA Express, equipment SBA network Best for SBA Loans Visit ↗

Frequently Asked Questions

What credit score do I need for a small business loan?
SBA loans require 680+ personal credit. Online lenders like OnDeck and Fundbox may approve 600+ with sufficient revenue. Expect higher rates the lower your score.
How fast can I get a business loan?
Online lenders (Fundbox, Bluevine): same day to 3 business days. SBA loans: 30–90 days. Traditional bank loans: 2–6 weeks. Merchant cash advances: 24–48 hours (but avoid these due to very high effective APRs).
What is the difference between a line of credit and a term loan?
A term loan gives you a lump sum repaid over a fixed period. A line of credit lets you draw funds as needed up to your limit, paying interest only on what you use — better for managing cash flow.
Disclaimer: FinanceStackHub is an informational directory service. Platform data sourced from official company websites and reputable third-party sources including SBA.gov, FDIC.gov, Federal Reserve (SSBF), NerdWallet, Forbes Advisor. Pricing and features may change. This is not financial or legal advice. Conduct your own due diligence before selecting any financial service provider.
📈 THE FINANCE STACK

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