VA loans offer $0 down payment for eligible veterans, active duty service members, and surviving spouses. This calculator includes the VA funding fee (1.25–3.3% of loan amount).
Pre-filled with typical values for this scenario. Adjust any field to see updated results.
| Parameter | Default Value | Notes |
|---|---|---|
| Loan Term | 30 | Years to repay |
| Annual Property Tax | 4500 | Typical local estimate |
| Home Price | 350000 | Purchase price of the property |
| Interest Rate | 6.25 | Annual rate (fixed) |
| va funding fee | 2.15 | |
| Annual Insurance | 1200 | Homeowners insurance estimate |
| Down Payment | 0 | Percentage of purchase price |
ℹ️ Free Tool This calculator is provided for educational purposes. Consult a financial advisor before making major financial decisions.
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