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Frequently Asked Questions
What is the cost of living in Indiana in 2026?
Indiana has a cost of living index of 100 compared to the national average of 100. Indiana is 0% more affordable than the national average. Housing, groceries, utilities, transportation, and healthcare costs all factor into this index.
Is Indiana expensive to live in?
Indiana is more affordable than the national average. Residents typically pay less across most cost categories compared to most other states. The biggest driver of cost variation is housing prices in metropolitan areas.
How does Indiana's cost of living compare to other states?
Indiana's cost of living index of 100 compares to an average state around 100, meaning Indiana is notably more affordable than most other states. The most significant differences are in housing costs and state income taxes.
Does Indiana have a state income tax?
Indiana has a state income tax with rates up to 3.15%. State income tax is withheld from every paycheck.
What's the average salary needed to live comfortably in Indiana?
To live comfortably in Indiana (covering housing, food, transportation, healthcare, and modest savings), a single adult typically needs $55,000-$85,000/year. A family of four generally needs $90,000-$150,000/year depending on location and lifestyle. These estimates assume renting a modest apartment or owning a median-priced home.