📊 Industry Valuation Guide · Updated 2026

Medical Practice Valuation

Primary Care, Specialty Medicine & Urgent Care

20 Industries 2026 Multiples Due Diligence Checklists

SDE Multiple Range

Low2.5×
Median3.5×
High

EBITDA Multiple Range

Low3.5×
Median
High
↗ Trending Up  ·  Source: BizBuySell 2024, MGMA DataDive 2024

💰 Example Valuation

Business SDE
$500,000
Low Value
$1,250,000
Median Value
$1,750,000
High Value
$2,500,000

A specialty medical practice (dermatology, ortho, pain management) with $500K SDE in a suburban market typically sells for $1.25M–$2.5M (median 3.5× SDE). Primary care practices with strong commercial payer mix trade at 3.0–4.0× SDE. DSO-backed buyers pay cash at 5–7× EBITDA in competitive markets.

📋 Industry Overview

The U.S. healthcare market is $4.5 trillion annually (CMS 2024). Physician practices remain fragmented despite the DSO consolidation wave — 60%+ of physicians still work in practices with <10 doctors. Aging demographics are expanding demand for primary care, cardiology, dermatology, and orthopedics. Medicare reimbursement rates are stable (set annually by CMS) which gives predictable revenue. Commercial payer mix is a major value driver — practices with 70%+ commercial insurance pay higher rates than Medicaid/Medicare-heavy practices.

⚡ What Drives Multiples in This Industry

Contact-based value drivers — buyer due diligence essential.

🚩 Red Flags That Crush Multiples

🏦 SBA Lending Landscape

Medical practices are excellent SBA candidates (approval 75–82%). Lenders view healthcare revenue as extremely stable and financeable. Typical deal sizes: $400K–$3M. SmartBiz, Live Oak Bank, and healthcare-specialized lenders are highly active. Key metrics: E&M (Evaluation & Management) visit volume, payer mix (commercial vs Medicare vs Medicaid), and accounts receivable aging. Physician acquisition loans often structured with seller financing (10–20% carry) to bridge valuation gaps.

✅ Due Diligence Checklist (10+ items)

🔍 Cross-Reference Tools

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❓ Frequently Asked Questions

Dental practices have higher multiples (3.5–5.0× SDE) than general medical practices (3.0–4.0× SDE) primarily because dental is mostly cash-pay or well-insured with high reimbursement rates, while medical practices often have higher Medicare/Medicaid mix with lower rates. Dental also has a stronger hygiene-recall revenue engine (25–30% of revenue) that is highly predictable. Medical practices with strong commercial insurance mix can match or exceed dental multiples.

(1) Commercial payer mix: practices where 65%+ of revenue comes from commercial insurance (Blue Cross, Aetna, Cigna) have better reimbursement and command premium multiples. (2) Multiple physicians: a practice with 2+ physicians has management depth and is not owner-dependent. (3) Specialty mix: dermatology, gastroenterology, orthopedics, and pain management have higher per-visit revenue than primary care and command 4–6× SDE. (4) E&M visit volume: each additional daily visit = ~$150K annual revenue at median collections.

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