:root { /* Brand */ --navy: #0a1628; --dark-blue: #0f2140; --mid-blue: #1a365d; --accent-green: #00d4aa; --accent-green-dim: #00b89a; --light-green: #ccfbef; --brand-accent: #6366f1; /* Grays */ --gray-50: #f8fafc; --gray-100: #f1f5f9; --gray-200: #e2e8f0; --gray-300: #cbd5e1; --gray-400: #94a3b8; --gray-500: #64748b; --gray-600: #475569; --gray-700: #334155; --gray-800: #1e293b; --gray-900: #0f172a; --white: #ffffff; /* Semantic */ --red: #ef4444; --red-light: #fee2e2; --green-light: #d1fae5; --amber: #f59e0b; --amber-light: #fef3c7; --blue: #3b82f6; --blue-light: #dbeafe; /* Shadows */ --shadow-xs: 0 1px 3px rgba(10,22,40,0.06); --shadow-sm: 0 2px 8px rgba(10,22,40,0.08); --shadow-md: 0 4px 20px rgba(10,22,40,0.10); --shadow-lg: 0 8px 32px rgba(10,22,40,0.12); /* Radius */ --radius-sm: 6px; --radius-md: 10px; --radius-lg: 14px; --radius-xl: 20px; } * { margin: 0; padding: 0; box-sizing: border-box; } body { font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif; color: var(--gray-800); background: var(--white); -webkit-font-smoothing: antialiased; line-height: 1.6; } /* ── NAV ── */ nav { position: fixed; top: 0; left: 0; right: 0; z-index: 100; background: rgba(255,255,255,0.95); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); border-bottom: 1px solid var(--gray-200); padding: 0 2rem; height: 64px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; } .nav-logo { font-family: 'Space Grotesk', sans-serif; font-weight: 700; font-size: 1.2rem; color: var(--navy); text-decoration: none; display: flex; align-items: center; gap: 0.5rem; flex-shrink: 0; } .nav-logo-icon { width: 32px; height: 32px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; } .nav-logo-icon svg { width: 32px; height: 32px; display: block; } .nav-links { display: flex; gap: 1.5rem; list-style: none; align-items: center; flex-wrap: nowrap; } .nav-links a { font-size: 0.8375rem; font-weight: 500; color: var(--gray-600); text-decoration: none; transition: color 0.15s; white-space: nowrap; } .nav-links a:hover { color: var(--navy); } .nav-links a.active { color: var(--navy); font-weight: 600; } .nav-cta { background: var(--navy); color: var(--accent-green) !important; padding: 0.375rem 0.875rem; border-radius: 7px; font-weight: 600 !important; font-size: 0.8125rem !important; transition: background 0.15s !important; white-space: nowrap; } .nav-cta:hover { background: var(--dark-blue) !important; color: var(--accent-green) !important; } /* Legacy alias */ .nav-advisors-link { background: var(--navy); color: var(--accent-green) !important; padding: 0.375rem 0.875rem; border-radius: 7px; font-weight: 600 !important; font-size: 0.8125rem !important; transition: background 0.15s !important; } .nav-advisors-link:hover { background: var(--dark-blue) !important; } .nav-mobile-btn { display: none; background: none; border: 1.5px solid var(--gray-200); border-radius: 7px; width: 36px; height: 36px; cursor: pointer; align-items: center; justify-content: center; flex-shrink: 0; color: var(--navy); } .nav-mobile-btn svg { display: block; } .nav-new-badge { display: inline-block; font-size: 0.55rem; font-weight: 800; padding: 0.1rem 0.35rem; border-radius: 3px; background: var(--accent-green); color: #fff; vertical-align: middle; margin-left: 0.2rem; letter-spacing: 0.04em; } /* ── LAYOUT ── */ .container { max-width: 1200px; margin: 0 auto; padding: 0 2rem; } .page-header { padding: 7rem 0 3rem; } .page-wrap { max-width: 1200px; margin: 0 auto; padding: 7rem 2rem 4rem; } /* ── BREADCRUMB ── */ .breadcrumb { display: flex; align-items: center; gap: 0.4rem; font-size: 0.78rem; color: var(--gray-500); margin-bottom: 1.25rem; } .breadcrumb a { color: var(--gray-500); text-decoration: none; } .breadcrumb a:hover { color: var(--accent-green); } .breadcrumb span { color: var(--gray-400); } /* ── PAGE TYPOGRAPHY ── */ .page-label { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--accent-green); margin-bottom: 0.6rem; } .page-title { font-family: 'Space Grotesk', sans-serif; font-size: 2.75rem; font-weight: 700; color: var(--navy); line-height: 1.12; letter-spacing: -0.025em; margin-bottom: 1rem; } .page-subtitle { font-size: 1.05rem; color: var(--gray-500); line-height: 1.75; max-width: 620px; } /* ── SECTION ── */ .section { padding: 3rem 0; border-top: 1px solid var(--gray-100); } .section-label { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--accent-green); margin-bottom: 0.5rem; } .section-title { font-family: 'Space Grotesk', sans-serif; font-size: 1.35rem; font-weight: 700; color: var(--navy); margin-bottom: 1.5rem; letter-spacing: -0.01em; } .section-subtitle { font-size: 0.95rem; color: var(--gray-500); margin-bottom: 2rem; line-height: 1.7; max-width: 560px; } /* ── CARDS ── */ .card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; } .card-hover { transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s; } .card-hover:hover { border-color: var(--accent-green); box-shadow: var(--shadow-md); transform: translateY(-2px); } .card-body { padding: 1.5rem; } /* ── BUTTONS ── */ .btn { display: inline-flex; align-items: center; gap: 0.4rem; padding: 0.625rem 1.25rem; border-radius: 8px; font-size: 0.875rem; font-weight: 600; font-family: inherit; cursor: pointer; border: none; transition: all 0.15s; text-decoration: none; white-space: nowrap; line-height: 1; } .btn-primary { background: var(--navy); color: var(--accent-green); } .btn-primary:hover { background: var(--dark-blue); } .btn-green { background: var(--accent-green); color: var(--white); } .btn-green:hover { background: var(--accent-green-dim); } .btn-outline { background: var(--white); color: var(--navy); border: 1.5px solid var(--gray-200); } .btn-outline:hover { border-color: var(--navy); background: var(--gray-50); } .btn-ghost { background: var(--gray-100); color: var(--gray-700); } .btn-ghost:hover { background: var(--gray-200); } .btn-danger { background: var(--red-light); color: var(--red); } .btn-danger:hover { background: #fecaca; } .btn-sm { padding: 0.375rem 0.75rem; font-size: 0.8rem; border-radius: 6px; } .btn-lg { padding: 0.8rem 1.75rem; font-size: 1rem; border-radius: 10px; } /* ── BADGES ── */ .badge { display: inline-block; padding: 0.2rem 0.625rem; border-radius: 100px; font-size: 0.72rem; font-weight: 600; line-height: 1.4; } .badge-green { background: var(--green-light); color: #065f46; } .badge-red { background: var(--red-light); color: #991b1b; } .badge-blue { background: var(--blue-light); color: #1d4ed8; } .badge-amber { background: var(--amber-light); color: #92400e; } .badge-gray { background: var(--gray-100); color: var(--gray-600); } .badge-navy { background: var(--navy); color: var(--accent-green); } /* ── STAT CARDS ── */ .stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-bottom: 2rem; } .stat-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 1.25rem 1.5rem; } .stat-label { font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); margin-bottom: 0.5rem; } .stat-value { font-family: 'Space Grotesk', sans-serif; font-size: 1.75rem; font-weight: 700; color: var(--navy); line-height: 1; } .stat-value.green { color: var(--accent-green); } .stat-value.red { color: var(--red); } .stat-sub { font-size: 0.75rem; color: var(--gray-400); margin-top: 0.35rem; } /* ── DATA TABLE ── */ .data-table { width: 100%; border-collapse: collapse; font-size: 0.875rem; } .data-table th { text-align: left; padding: 0.75rem 1rem; font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); border-bottom: 2px solid var(--gray-200); background: var(--gray-50); } .data-table td { padding: 0.9rem 1rem; border-bottom: 1px solid var(--gray-100); color: var(--gray-700); vertical-align: middle; } .data-table tr:last-child td { border-bottom: none; } .data-table tr:hover td { background: var(--gray-50); } .data-table .ticker-col { font-family: 'Space Grotesk', sans-serif; font-weight: 700; color: var(--navy); font-size: 0.9rem; } .risks-table { width: 100%; border-collapse: collapse; font-size: 0.9rem; } .risks-table th { text-align: left; padding: 0.75rem 1rem; font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); border-bottom: 2px solid var(--gray-200); background: var(--gray-50); } .risks-table td { padding: 0.9rem 1rem; border-bottom: 1px solid var(--gray-100); vertical-align: top; color: var(--gray-700); line-height: 1.6; } .risks-table td:first-child { font-weight: 600; color: var(--navy); white-space: nowrap; } .risks-table tr:last-child td { border-bottom: none; } .risks-table tr:hover td { background: var(--gray-50); } /* ── FORMS ── */ .form-group { margin-bottom: 1.1rem; } .form-label { display: block; font-size: 0.8rem; font-weight: 600; color: var(--gray-600); margin-bottom: 0.4rem; } .form-input, .form-select, .form-textarea { width: 100%; padding: 0.65rem 0.9rem; border: 1.5px solid var(--gray-200); border-radius: 8px; font-size: 0.875rem; font-family: inherit; color: var(--gray-800); background: var(--white); transition: border-color 0.15s, box-shadow 0.15s; -webkit-appearance: none; } .form-input:focus, .form-select:focus, .form-textarea:focus { outline: none; border-color: var(--accent-green); box-shadow: 0 0 0 3px rgba(16,185,129,0.1); } .form-textarea { resize: vertical; min-height: 80px; } .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; } .form-actions { display: flex; gap: 0.75rem; justify-content: flex-end; margin-top: 1.5rem; } /* ── EMPTY STATE ── */ .empty-state { text-align: center; padding: 4rem 2rem; } .empty-icon { font-size: 2.5rem; margin-bottom: 1rem; opacity: 0.5; } .empty-title { font-family: 'Space Grotesk', sans-serif; font-size: 1.2rem; font-weight: 700; color: var(--navy); margin-bottom: 0.5rem; } .empty-text { font-size: 0.9rem; color: var(--gray-400); margin-bottom: 1.5rem; line-height: 1.6; } /* ── SUB NAV ── */ .sub-nav { display: flex; gap: 0.25rem; margin-bottom: 2rem; border-bottom: 1px solid var(--gray-200); } .sub-nav a { padding: 0.65rem 1.25rem; font-size: 0.875rem; font-weight: 500; color: var(--gray-500); text-decoration: none; border-bottom: 2px solid transparent; margin-bottom: -1px; transition: all 0.15s; } .sub-nav a:hover { color: var(--navy); } .sub-nav a.active { color: var(--navy); font-weight: 600; border-bottom-color: var(--accent-green); } /* ── MODAL ── */ .modal-overlay { display: none; position: fixed; inset: 0; background: rgba(0,0,0,0.4); z-index: 200; align-items: center; justify-content: center; backdrop-filter: blur(4px); } .modal-overlay.open { display: flex; } .modal { background: var(--white); border-radius: var(--radius-xl); padding: 2rem; width: 100%; max-width: 520px; max-height: 90vh; overflow-y: auto; box-shadow: var(--shadow-lg); } .modal-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.5rem; } .modal-title { font-family: 'Space Grotesk', sans-serif; font-size: 1.25rem; font-weight: 700; color: var(--navy); } .modal-close { background: none; border: none; font-size: 1.5rem; cursor: pointer; color: var(--gray-400); line-height: 1; padding: 0; } .modal-close:hover { color: var(--gray-700); } /* ── FOOTER ── */ footer { background: var(--navy); color: var(--gray-400); padding: 3.5rem 2rem 2rem; margin-top: 5rem; } .footer-inner { max-width: 1200px; margin: 0 auto; } .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 3rem; padding-bottom: 2.5rem; border-bottom: 1px solid rgba(255,255,255,0.08); margin-bottom: 2rem; } .footer-brand .footer-logo { font-family: 'Space Grotesk', sans-serif; font-weight: 700; font-size: 1.1rem; color: var(--white); text-decoration: none; display: flex; align-items: center; gap: 0.5rem; margin-bottom: 0.875rem; } .footer-brand .footer-logo-icon { width: 28px; height: 28px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; } .footer-brand .footer-logo-icon svg { width: 28px; height: 28px; display: block; } .footer-brand p { font-size: 0.82rem; color: var(--gray-500); line-height: 1.7; max-width: 240px; } .footer-col-title { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400); margin-bottom: 1rem; } .footer-links { list-style: none; display: flex; flex-direction: column; gap: 0.5rem; } .footer-links a { font-size: 0.82rem; color: var(--gray-500); text-decoration: none; transition: color 0.15s; } .footer-links a:hover { color: var(--accent-green); } .footer-bottom { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 0.75rem; } .footer-bottom p { font-size: 0.78rem; color: var(--gray-600); } .footer-legal { display: flex; gap: 1.25rem; } .footer-legal a { font-size: 0.78rem; color: var(--gray-600); text-decoration: none; transition: color 0.15s; } .footer-legal a:hover { color: var(--gray-400); } /* ── RESPONSIVE ── */ @media (max-width: 1100px) { .nav-links { gap: 1rem; } .footer-grid { grid-template-columns: 1fr 1fr 1fr; } .footer-brand { grid-column: 1 / -1; } .stat-grid { grid-template-columns: repeat(2, 1fr); } } @media (max-width: 900px) { .nav-links { display: none; } .nav-links.open { display: flex; flex-direction: column; position: absolute; top: 64px; left: 0; right: 0; background: var(--white); border-bottom: 1px solid var(--gray-200); padding: 1rem 2rem; gap: 0.25rem; box-shadow: var(--shadow-md); z-index: 99; } .nav-links.open li { width: 100%; } .nav-links.open a { display: block; padding: 0.5rem 0; font-size: 0.9rem; } .nav-mobile-btn { display: flex; } .page-title { font-size: 2.1rem; } .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; } } @media (max-width: 600px) { .page-title { font-size: 1.75rem; } .stat-grid { grid-template-columns: 1fr 1fr; } .footer-grid { grid-template-columns: 1fr; gap: 1.5rem; } .footer-bottom { flex-direction: column; align-items: flex-start; gap: 0.5rem; } .form-row { grid-template-columns: 1fr; } } /* ── Data Freshness Badge ─────────────────────────────────────────── */ .dfb-badge { display: inline-flex; align-items: center; gap: 0.35rem; padding: 0.22rem 0.7rem; border-radius: 100px; font-size: 0.72rem; font-weight: 600; cursor: pointer; user-select: none; transition: opacity 0.15s; border: 1px solid; position: relative; text-decoration: none; } .dfb-loading { background:rgba(100,116,139,0.1); border-color:rgba(100,116,139,0.2); color:#64748b; } .dfb-green { background:rgba(16,185,129,0.12); border-color:rgba(16,185,129,0.3); color:#10b981; } .dfb-yellow { background:rgba(245,158,11,0.1); border-color:rgba(245,158,11,0.3); color:#f59e0b; } .dfb-red { background:rgba(239,68,68,0.1); border-color:rgba(239,68,68,0.3); color:#ef4444; } .dfb-dot { width:7px; height:7px; border-radius:50%; background:currentColor; flex-shrink:0; } .dfb-loading .dfb-dot { animation: dfb-pulse 1.5s ease-in-out infinite; } @keyframes dfb-pulse { 0%,100%{opacity:0.3} 50%{opacity:1} } .dfb-tooltip { position:absolute; top:calc(100% + 8px); left:50%; transform:translateX(-50%); background:#0a1628; border:1px solid rgba(255,255,255,0.13); border-radius:10px; padding:0.75rem 0.875rem; min-width:270px; max-width:340px; z-index:9999; box-shadow:0 8px 32px rgba(0,0,0,0.5); text-align:left; white-space:normal; pointer-events:none; } .dfb-tooltip.dfb-tip-open { pointer-events:auto; } .dfb-tooltip.dfb-hidden { display:none; } .dfb-tip-head { font-size:0.7rem; font-weight:700; color:#94a3b8; text-transform:uppercase; letter-spacing:0.07em; margin-bottom:0.5rem; } .dfb-tip-row { display:flex; justify-content:space-between; align-items:center; padding:0.2rem 0; font-size:0.75rem; color:#e2e8f0; gap:0.5rem; border-bottom:1px solid rgba(255,255,255,0.06); } .dfb-tip-row:last-of-type { border-bottom:none; } .dfb-tip-meta { color:#64748b; font-size:0.69rem; white-space:nowrap; } .dfb-tip-footer { margin-top:0.6rem; padding-top:0.5rem; border-top:1px solid rgba(255,255,255,0.08); } .dfb-tip-footer a { color:#10b981; font-size:0.75rem; text-decoration:none; font-weight:600; } .dfb-stale-notice { display:none; margin-top:0.75rem; padding:0.6rem 0.875rem; background:rgba(239,68,68,0.06); border:1px solid rgba(239,68,68,0.2); border-radius:8px; font-size:0.8rem; color:#ef4444; line-height:1.5; } .dfb-stale-notice a { color:#ef4444; font-weight:600; }

🛡️ Best Insurance Comparison Platforms

Compare top insurance comparison platforms to find the best coverage at the lowest price. We evaluated ease of use, carrier selection, and transparency.

✓ Verified Data Policygenius.comNAIC.orgForbes AdvisorNerdWallet
Editor's Verdict
Policygenius leads for most consumers due to its multi-carrier comparison for life, home, and auto. For term life specifically, Ladder and Bestow offer instant online quotes without an agent.
Platform Pricing Products / Types Lender / Network Verdict Link
🛡️ Policygenius
Multi-product comparison
 Free to compare Life, auto, home, renters, disability 30+ carriers ⭐ Best Overall Visit ↗
🪜 Ladder Life
Instant term life quotes
 From $16/mo Term life only 1 (Allianz) ⭐ Best for Term Life Visit ↗
✨ Bestow
No-exam term life
 From $11/mo Term life only 1 (North American) Best No-Exam Visit ↗
🔍 SelectQuote
Life insurance shopping
 Free Life, Medicare, auto, home 15+ carriers Best for Medicare Visit ↗
🐾 Coverhound
Auto + home bundling
 Free Auto, home, renters 20+ carriers Best for Bundling Visit ↗

Frequently Asked Questions

Are insurance comparison platforms free?
Yes. Platforms like Policygenius, SelectQuote, and Coverhound are free to use. They earn commissions from insurance carriers when you purchase a policy, with no additional cost to you.
Is it better to buy directly from an insurer?
Not necessarily. Comparison platforms can access rates from multiple carriers simultaneously, often surfacing lower premiums. Direct purchase only shows one company's rates.
Do I need a medical exam for life insurance?
For most term life policies under $500k for applicants under 50, no-exam options are available through Bestow, Ladder, and others. Larger policies or older applicants typically require an exam for the best rates.
Disclaimer: FinanceStackHub is an informational directory service. Platform data sourced from official company websites and reputable third-party sources including Policygenius.com, NAIC.org, Forbes Advisor, NerdWallet. Pricing and features may change. This is not financial or legal advice. Conduct your own due diligence before selecting any financial service provider.
📈 THE FINANCE STACK

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