Kentucky financial advisor are currently $150-$250/hr — at or below the national average of $200-$300/hr. Fee-only fiduciary advisors eliminate commission conflicts — always verify CFP® credentials before hiring. Data as of January 2026.
Hourly rate for fee-only financial advisor. Source: CFP Board Fee Survey / NAPFA.
ℹ️ Public Data Data sourced from CFP Board Fee Survey / NAPFA. Last updated January 2026.
| Metric | Kentucky | National Avg |
|---|---|---|
| Cost of Living | Rank #33 / 50 | Rank #25 |
| Estate Planning Costs | $800-$2,000 | $1,000-$3,000 |
| Financial Advisor Costs | $150-$250/hr | $200-$300/hr |
| Income Tax Rates | 5.00% | 5.0% |
| Mortgage Rates | 4.88% | 5.0% |
| Savings Rates | 1.15% APY | 1.2% APY |
| Tax Preparation Costs | $150–$350 | $220 |
Data as of January 2026. Sources: Freddie Mac, FDIC, Tax Foundation, MERIC.
| State | Financial Advisor |
|---|---|
| Alabama | $150-$250/hr |
| Alaska | $175-$275/hr |
| Arizona | $175-$300/hr |
| Arkansas | $150-$250/hr |
| California | $250-$450/hr |
| Colorado | $200-$350/hr |
| Connecticut | $225-$375/hr |
| Delaware | $200-$325/hr |
| Florida | $175-$300/hr |
| Georgia | $175-$275/hr |
| Hawaii | $225-$375/hr |
| Idaho | $150-$250/hr |
| Illinois | $200-$350/hr |
| Indiana | $150-$250/hr |
| Iowa | $150-$250/hr |
| Kansas | $150-$250/hr |
| → Kentucky | $150-$250/hr |
| Louisiana | $150-$275/hr |
| Maine | $175-$275/hr |
| Maryland | $200-$350/hr |
| Massachusetts | $225-$400/hr |
| Michigan | $175-$275/hr |
| Minnesota | $175-$300/hr |
| Mississippi | $125-$225/hr |
| Missouri | $150-$275/hr |
| Montana | $150-$250/hr |
| Nebraska | $150-$250/hr |
| Nevada | $175-$300/hr |
| New Hampshire | $200-$325/hr |
| New Jersey | $225-$400/hr |
| New Mexico | $150-$250/hr |
| New York | $250-$450/hr |
| North Carolina | $175-$275/hr |
| North Dakota | $150-$250/hr |
| Ohio | $175-$275/hr |
| Oklahoma | $150-$250/hr |
| Oregon | $200-$325/hr |
| Pennsylvania | $175-$300/hr |
| Rhode Island | $200-$325/hr |
| South Carolina | $150-$275/hr |
| South Dakota | $150-$250/hr |
| Tennessee | $150-$275/hr |
| Texas | $175-$300/hr |
| Utah | $175-$275/hr |
| Vermont | $175-$275/hr |
| Virginia | $200-$350/hr |
| Washington | $200-$350/hr |
| West Virginia | $125-$225/hr |
| Wisconsin | $150-$275/hr |
| Wyoming | $150-$250/hr |
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