New York Financial Advisor

New York financial advisor are currently $250-$450/hr — at or below the national average of $200-$300/hr. Fee-only fiduciary advisors eliminate commission conflicts — always verify CFP® credentials before hiring. Data as of January 2026.

💼 New York Financial Advisor — January 2026

$250-$450/hr
New York Rate
$200-$300/hr
National Average

Hourly rate for fee-only financial advisor. Source: CFP Board Fee Survey / NAPFA.

ℹ️ Public Data Data sourced from CFP Board Fee Survey / NAPFA. Last updated January 2026.

📊 New York Financial Snapshot

MetricNew YorkNational Avg
Cost of Living Rank #26 / 50 Rank #25
Estate Planning Costs $1,500-$4,500 $1,000-$3,000
Financial Advisor Costs $250-$450/hr $200-$300/hr
Income Tax Rates 10.90% 5.0%
Mortgage Rates 5.20% 5.0%
Savings Rates 1.35% APY 1.2% APY
Tax Preparation Costs $150–$350 $220

Data as of January 2026. Sources: Freddie Mac, FDIC, Tax Foundation, MERIC.

All States — Financial Advisor Comparison

StateFinancial Advisor
Alabama $150-$250/hr
Alaska $175-$275/hr
Arizona $175-$300/hr
Arkansas $150-$250/hr
California $250-$450/hr
Colorado $200-$350/hr
Connecticut $225-$375/hr
Delaware $200-$325/hr
Florida $175-$300/hr
Georgia $175-$275/hr
Hawaii $225-$375/hr
Idaho $150-$250/hr
Illinois $200-$350/hr
Indiana $150-$250/hr
Iowa $150-$250/hr
Kansas $150-$250/hr
Kentucky $150-$250/hr
Louisiana $150-$275/hr
Maine $175-$275/hr
Maryland $200-$350/hr
Massachusetts $225-$400/hr
Michigan $175-$275/hr
Minnesota $175-$300/hr
Mississippi $125-$225/hr
Missouri $150-$275/hr
Montana $150-$250/hr
Nebraska $150-$250/hr
Nevada $175-$300/hr
New Hampshire $200-$325/hr
New Jersey $225-$400/hr
New Mexico $150-$250/hr
→ New York $250-$450/hr
North Carolina $175-$275/hr
North Dakota $150-$250/hr
Ohio $175-$275/hr
Oklahoma $150-$250/hr
Oregon $200-$325/hr
Pennsylvania $175-$300/hr
Rhode Island $200-$325/hr
South Carolina $150-$275/hr
South Dakota $150-$250/hr
Tennessee $150-$275/hr
Texas $175-$300/hr
Utah $175-$275/hr
Vermont $175-$275/hr
Virginia $200-$350/hr
Washington $200-$350/hr
West Virginia $125-$225/hr
Wisconsin $150-$275/hr
Wyoming $150-$250/hr

Frequently Asked Questions

What are New York financial advisor in 2026?
New York financial advisor are currently $250-$450/hr as of January 2026. This compares to a national average of $200-$300/hr.
How much does a financial advisor cost in New York in 2026?
Fee-only financial advisors in New York typically charge $250-$450/hr for hourly engagements. Many advisors also offer AUM-based fees (typically 0.75–1.25% per year) or flat annual retainers ($2,000–$10,000/year). The national average is $200-$300/hr.
What is a fee-only financial advisor?
A fee-only advisor charges you directly — no commissions on products they recommend. This eliminates conflicts of interest. Look for CFP® (Certified Financial Planner) designation and NAPFA membership for fiduciary fee-only advisors in New York.
How does New York compare to the national average for financial advisor?
New York's financial advisor of $250-$450/hr fall at or below the national average of $200-$300/hr. This difference matters: comparing your state to national averages helps you benchmark whether you're getting a fair deal.
Where can I find additional New York financial resources?
For New York residents: the state government's official financial services website, the CFPB (Consumer Financial Protection Bureau) at consumerfinance.gov, and FinanceStackHub's free tools (calculators, AI health check, guides) provide free educational resources to help you make informed financial decisions.

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