Texas Data

Rank #34 / 50
Cost of Living
Rank #25
National Avg
January 2026
Updated
mortgage rate
4.95
median monthly rent
1250

Texas Cost of Living (2026) — How It Compares to Other States

Cost of living ranking (1=most expensive)

Rates by StateCost of LivingTexas
StateCost of Living (index)vs National
→ TexasRank #34 / 50-NaN%
→ Texas$1,000-$2,500-NaN%
→ Texas$175-$300/hr-NaN%
→ TexasNo income tax-NaN%
→ Texas4.95%-1.0%
→ Texas1.12% APY-6.7%
→ Texas$150–$350-NaN%

Frequently Asked Questions

What are Texas cost of living in 2026?
Texas cost of living are currently Rank #34 / 50 as of January 2026. The national average is Rank #25. Texas is at or below the national average.
How do Texas cost of living compare to other states?
Texas cost of living of Rank #34 / 50 compare to a national average of Rank #25. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best cost of living in Texas?
Compare multiple providers and verify credentials before committing to any financial service in Texas.
Is Texas an expensive state to live in?
Texas has a cost of living index of Rank #34 / 50 compared to a national baseline of 100. Texas is more affordable than the national average — residents typically pay less for housing, groceries, utilities, and transportation than most Americans.

Plan Your Budget

See how your income stretches in Texas and build a realistic budget.

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