California Data

1.05% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.55
median rent
2100

Nearby States

AlabamaAlaskaArizonaArkansas

California Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹California
StateSavings Rates (APY)vs National
→ CaliforniaRank #28 / 50-NaN%
→ California$1,500-$4,000-NaN%
→ California$250-$450/hr-NaN%
→ California7.25%+45.0%
→ California5.10%+2.0%
→ California1.05% APY-12.5%
→ California$150–$350-NaN%

Frequently Asked Questions

What are California savings rates in 2026?
California savings rates are currently 1.05% APY as of January 2026. The national average is 1.2% APY. California is at or below the national average.
How do California savings rates compare to other states?
California savings rates of 1.05% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in California?
Online banks and credit unions in California typically offer rates well above the branch average of 1.05% APY.

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