Florida Data

1.10% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.60
median rent
1250

Florida Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by StateSavings RatesFlorida
StateSavings Rates (APY)vs National
→ FloridaRank #36 / 50-NaN%
→ Florida$1,000-$2,500-NaN%
→ Florida$175-$300/hr-NaN%
→ FloridaNo income tax-NaN%
→ Florida4.95%-1.0%
→ Florida1.10% APY-8.3%
→ Florida$150–$350-NaN%

Frequently Asked Questions

What are Florida savings rates in 2026?
Florida savings rates are currently 1.10% APY as of January 2026. The national average is 1.2% APY. Florida is at or below the national average.
How do Florida savings rates compare to other states?
Florida savings rates of 1.10% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Florida?
Online banks and credit unions in Florida typically offer rates well above the branch average of 1.10% APY.

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