Hawaii Data

0.95% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.45
median rent
2500

Nearby States

AlabamaAlaskaArizonaArkansas

Hawaii Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹Hawaii
StateSavings Rates (APY)vs National
→ HawaiiRank #24 / 50-NaN%
→ Hawaii$1,500-$3,500-NaN%
→ Hawaii$225-$375/hr-NaN%
→ Hawaii7.80%+56.0%
→ Hawaii5.30%+6.0%
→ Hawaii0.95% APY-20.8%
→ Hawaii$150–$350-NaN%

Frequently Asked Questions

What are Hawaii savings rates in 2026?
Hawaii savings rates are currently 0.95% APY as of January 2026. The national average is 1.2% APY. Hawaii is at or below the national average.
How do Hawaii savings rates compare to other states?
Hawaii savings rates of 0.95% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Hawaii?
Online banks and credit unions in Hawaii typically offer rates well above the branch average of 0.95% APY.

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