Idaho Data

1.18% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.68
median rent
1050

Nearby States

AlabamaAlaskaArizonaArkansas

Idaho Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹Idaho
StateSavings Rates (APY)vs National
→ IdahoRank #33 / 50-NaN%
→ Idaho$800-$2,000-NaN%
→ Idaho$150-$250/hr-NaN%
→ Idaho6.00%+20.0%
→ Idaho4.88%-2.4%
→ Idaho1.18% APY-1.7%
→ Idaho$150–$350-NaN%

Frequently Asked Questions

What are Idaho savings rates in 2026?
Idaho savings rates are currently 1.18% APY as of January 2026. The national average is 1.2% APY. Idaho is at or below the national average.
How do Idaho savings rates compare to other states?
Idaho savings rates of 1.18% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Idaho?
Online banks and credit unions in Idaho typically offer rates well above the branch average of 1.18% APY.

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