Kentucky Data

1.15% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.65
median rent
1000

Nearby States

AlabamaAlaskaArizonaArkansas

Kentucky Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹Kentucky
StateSavings Rates (APY)vs National
→ KentuckyRank #33 / 50-NaN%
→ Kentucky$800-$2,000-NaN%
→ Kentucky$150-$250/hr-NaN%
→ Kentucky5.00%-0.0%
→ Kentucky4.88%-2.4%
→ Kentucky1.15% APY-4.2%
→ Kentucky$150–$350-NaN%

Frequently Asked Questions

What are Kentucky savings rates in 2026?
Kentucky savings rates are currently 1.15% APY as of January 2026. The national average is 1.2% APY. Kentucky is at or below the national average.
How do Kentucky savings rates compare to other states?
Kentucky savings rates of 1.15% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Kentucky?
Online banks and credit unions in Kentucky typically offer rates well above the branch average of 1.15% APY.

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