Maryland Data

1.25% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.75
median rent
1600

Nearby States

AlabamaAlaskaArizonaArkansas

Maryland Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹Maryland
StateSavings Rates (APY)vs National
→ MarylandRank #27 / 50-NaN%
→ Maryland$1,200-$3,000-NaN%
→ Maryland$200-$350/hr-NaN%
→ Maryland5.75%+15.0%
→ Maryland5.15%+3.0%
→ Maryland1.25% APY+4.2%
→ Maryland$150–$350-NaN%

Frequently Asked Questions

What are Maryland savings rates in 2026?
Maryland savings rates are currently 1.25% APY as of January 2026. The national average is 1.2% APY. Maryland is above the national average.
How do Maryland savings rates compare to other states?
Maryland savings rates of 1.25% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Maryland?
Online banks and credit unions in Maryland typically offer rates well above the branch average of 1.25% APY.

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