Montana Data

1.22% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.72
median rent
1100

Nearby States

AlabamaAlaskaArizonaArkansas

Montana Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹Montana
StateSavings Rates (APY)vs National
→ MontanaRank #31 / 50-NaN%
→ Montana$800-$2,000-NaN%
→ Montana$150-$250/hr-NaN%
→ Montana6.75%+35.0%
→ Montana4.95%-1.0%
→ Montana1.22% APY+1.7%
→ Montana$150–$350-NaN%

Frequently Asked Questions

What are Montana savings rates in 2026?
Montana savings rates are currently 1.22% APY as of January 2026. The national average is 1.2% APY. Montana is above the national average.
How do Montana savings rates compare to other states?
Montana savings rates of 1.22% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Montana?
Online banks and credit unions in Montana typically offer rates well above the branch average of 1.22% APY.

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