New Jersey Data

1.40% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.90
median rent
1800

Nearby States

AlabamaAlaskaArizonaArkansas

New Jersey Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹New Jersey
StateSavings Rates (APY)vs National
→ New JerseyRank #25 / 50-NaN%
→ New Jersey$1,500-$4,000-NaN%
→ New Jersey$225-$400/hr-NaN%
→ New Jersey10.75%+115.0%
→ New Jersey5.25%+5.0%
→ New Jersey1.40% APY+16.7%
→ New Jersey$150–$350-NaN%

Frequently Asked Questions

What are New Jersey savings rates in 2026?
New Jersey savings rates are currently 1.40% APY as of January 2026. The national average is 1.2% APY. New Jersey is above the national average.
How do New Jersey savings rates compare to other states?
New Jersey savings rates of 1.40% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in New Jersey?
Online banks and credit unions in New Jersey typically offer rates well above the branch average of 1.40% APY.

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