New York Data

1.35% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.85
median rent
2200

Nearby States

AlabamaAlaskaArizonaArkansas

New York Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹New York
StateSavings Rates (APY)vs National
→ New YorkRank #26 / 50-NaN%
→ New York$1,500-$4,500-NaN%
→ New York$250-$450/hr-NaN%
→ New York10.90%+118.0%
→ New York5.20%+4.0%
→ New York1.35% APY+12.5%
→ New York$150–$350-NaN%

Frequently Asked Questions

What are New York savings rates in 2026?
New York savings rates are currently 1.35% APY as of January 2026. The national average is 1.2% APY. New York is above the national average.
How do New York savings rates compare to other states?
New York savings rates of 1.35% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in New York?
Online banks and credit unions in New York typically offer rates well above the branch average of 1.35% APY.

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