North Carolina Data

1.15% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.65
median rent
1150

Nearby States

AlabamaAlaskaArizonaArkansas

North Carolina Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹North Carolina
StateSavings Rates (APY)vs National
→ North CarolinaRank #33 / 50-NaN%
→ North Carolina$900-$2,200-NaN%
→ North Carolina$175-$275/hr-NaN%
→ North Carolina5.25%+5.0%
→ North Carolina4.92%-1.6%
→ North Carolina1.15% APY-4.2%
→ North Carolina$150–$350-NaN%

Frequently Asked Questions

What are North Carolina savings rates in 2026?
North Carolina savings rates are currently 1.15% APY as of January 2026. The national average is 1.2% APY. North Carolina is at or below the national average.
How do North Carolina savings rates compare to other states?
North Carolina savings rates of 1.15% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in North Carolina?
Online banks and credit unions in North Carolina typically offer rates well above the branch average of 1.15% APY.

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