Rhode Island Data

1.32% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.82
median rent
1550

Nearby States

AlabamaAlaskaArizonaArkansas

Rhode Island Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by State‹Savings Rates‹Rhode Island
StateSavings Rates (APY)vs National
→ Rhode IslandRank #27 / 50-NaN%
→ Rhode Island$1,200-$3,000-NaN%
→ Rhode Island$200-$325/hr-NaN%
→ Rhode Island5.99%+19.8%
→ Rhode Island5.15%+3.0%
→ Rhode Island1.32% APY+10.0%
→ Rhode Island$150–$350-NaN%

Frequently Asked Questions

What are Rhode Island savings rates in 2026?
Rhode Island savings rates are currently 1.32% APY as of January 2026. The national average is 1.2% APY. Rhode Island is above the national average.
How do Rhode Island savings rates compare to other states?
Rhode Island savings rates of 1.32% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Rhode Island?
Online banks and credit unions in Rhode Island typically offer rates well above the branch average of 1.32% APY.

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