Texas Data

1.12% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.62
median rent
1250

Best High-Yield Savings Accounts for Texas Residents 2026 — HYSA Rates Up to 4.62% APY

High-yield savings account average rate

Rates by StateSavings RatesTexas
StateSavings Rates (APY)vs National
→ TexasRank #34 / 50-NaN%
→ Texas$1,000-$2,500-NaN%
→ Texas$175-$300/hr-NaN%
→ TexasNo income tax-NaN%
→ Texas4.95%-1.0%
→ Texas1.12% APY-6.7%
→ Texas$150–$350-NaN%

Frequently Asked Questions

What are Texas savings rates in 2026?
Texas savings rates are currently 1.12% APY as of January 2026. The national average is 1.2% APY. Texas is at or below the national average.
How do Texas savings rates compare to other states?
Texas savings rates of 1.12% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Texas?
Online banks and credit unions in Texas typically offer rates well above the branch average of 1.12% APY.

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