Utah Data

1.18% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.68
median rent
1150

Utah Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by StateSavings RatesUtah
StateSavings Rates (APY)vs National
→ UtahRank #33 / 50-NaN%
→ Utah$900-$2,200-NaN%
→ Utah$175-$275/hr-NaN%
→ Utah4.85%-3.0%
→ Utah4.92%-1.6%
→ Utah1.18% APY-1.7%
→ Utah$150–$350-NaN%

Frequently Asked Questions

What are Utah savings rates in 2026?
Utah savings rates are currently 1.18% APY as of January 2026. The national average is 1.2% APY. Utah is at or below the national average.
How do Utah savings rates compare to other states?
Utah savings rates of 1.18% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Utah?
Online banks and credit unions in Utah typically offer rates well above the branch average of 1.18% APY.

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