Washington Data

1.20% APY
Savings Rates
1.2% APY
National Avg
January 2026
Updated
top rate
4.70
median rent
1600

Washington Savings Rates (2026) — How It Compares to Other States

High-yield savings account average rate

Rates by StateSavings RatesWashington
StateSavings Rates (APY)vs National
→ WashingtonRank #29 / 50-NaN%
→ Washington$1,200-$3,000-NaN%
→ Washington$200-$350/hr-NaN%
→ WashingtonNo income tax-NaN%
→ Washington5.10%+2.0%
→ Washington1.20% APY-0.0%
→ Washington$150–$350-NaN%

Frequently Asked Questions

What are Washington savings rates in 2026?
Washington savings rates are currently 1.20% APY as of January 2026. The national average is 1.2% APY. Washington is at or below the national average.
How do Washington savings rates compare to other states?
Washington savings rates of 1.20% APY compare to a national average of 1.2% APY. Rates vary by state based on local market conditions, legislation, and economic factors.
Where can I find the best savings rates in Washington?
Online banks and credit unions in Washington typically offer rates well above the branch average of 1.20% APY.

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